Commercial Financing

Leveraging Established Relationships for Creative & Trusted Capital Solutions

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Stirling Advisory Group specializes in the structuring and placement of a range of traditional and creative commercial financing solutions for developers and commercial property owners. With over $450 million in commercial funding  procured and administered on past projects, our group meets the specific needs of each borrower by providing flexible financing solutions tailored to each unique scenario. We identify stable lending opportunities that provide borrowers with required capital under feasible terms, while diligently limiting risk and exposure to our Investor Partners.



Please see our Lending Parameters below. 


We lend on most asset types and provide a wide range of commercial financing solutions including:

Commercial Term Loans

Private Equity

Construction Financing

Mezzanine Financing

Bridge Funding

Improvement & Equipment Loans

Funded Projects

$10,500,000 - Debt & Equity Financing

  • Multi-Residential Townhouse Development
  • Alberta, Canada

$14,000,000 - Construction Loan

  • Retirement Residence Development
  • Ottawa, Ontario 

$1,000,000 - Debt & Mezzanine Financing

  • Commercial Development Funding
  • London, Ontario

$1,850,000 Private Equity Funding

  • Land Purchase  
  • Waterloo, Ontario

$6,000,000 Private Equity Loan + $12,000,000 in Construction Financing

  • Mixed Use Development
  • Toronto, Ontario

$4,000,000 Private Equity Loan + $7,000,000 in Construction Financing

  • Mixed Use Development
  • Toronto, Ontario

$48,500,000 in Construction Financing

  • 200 Unit Adult Lifestyle Development
  • Mid-Rise Condominium Apartments + Detached Bungalows
  • Brampton, Ontario

$10,000,000 Private Equity Loan + $27,500,000 in Institutional Construction Financing

  • 16 Storey Condominium Development
  • Milton, Ontario

$15,000,000 Land Refi & Pre Development Loan


  • Mixed Use Commercial / Office Development
  • Etobicoke, Ontario


$15,000,000 Land Acquisition + $90,000,000 Lender Syndication Financing

  • 36 Storey Mixed-Use Flagged Hotel / Retail Development
  • Downtown Core Landmark 
  • Toronto, Ontario

Looking for Commercial Acquisition & Development Financing?

Private Equity Financing & Traditional Commercial Funding available at competitive rates.

View Lending Parameters

Lending Parameters

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Typical Loan to Value

  • Multifamily - Up to 90%
  • Retail -            Up to 85%
  • Office -            Up to 85%
  • Industrial -    Up to 85%
  • Raw Land -    Up to 80%


Development ( As Is): Up to 85%

Development ( As Complete): Up to 75%

Development (LTC): Up to 85% 

Loan Terms

Purchase Term Loan: Up to 20 years

Equity: 12 Months - 3 Years

Construction Loan: 6 Months - 3 Years

Bridge Loan: 1 Month - 3 Years

Loan Amounts

$1,000,000 - $90,000,000

Asset Types

  • Retail
  • Multifamily
  • Raw Land
  • Office 
  • Industrial
  • Hotel
  • Mixed Use
  • Special Purpose
  • Self Storage
  • Gas Stations
  • Recreational

Interest Rates

Fixed or Floating , Non-Recourse


Debt:  3.5% - 9%

Equity: 9% - 30%

Market Areas

We currently lend in most Canadian key markets and assess each property's merit and liability on an individual basis.



For more information on our Lending Guidelines: 

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